IRA Savings
Save money for your retirement or set aside funds for the education of a child. Earn tax sheltered dividends while you save with a Traditional, Roth, or Coverdell Savings Account at CrossRoads Financial Federal Credit Union. No minimum balance is required for an IRA Savings. Funds may be invested in an IRA Share Savings or Certificate.
Open an AccountSavings Rates
Rates effective as of 7/31/2024
| Description | Minimum Balance | APR1*as low as | APY1*up to |
|---|---|---|---|
| Regular Savings2 | $5.00 | 0.15% | 0.15% |
| Special Savings2 | 0.15 | 0.15 | |
| LifeSaver Kids Club | $5.00 | 0.15 | 0.15 |
| Christmas Club | 0.15 | 0.15 | |
| Vacation Club | 0.15 | 0.15 | |
| Round-Up Savings | 0.15 | 0.15 | |
| Money Market (up to $9,999) | $2,500 | .50 | .50 |
| Money Market ($10,00 and over) | $10,000 | 1.25 | 1.26 |
| IRA Savings | 0.15 | 0.15 | |
Calculate Your Savings
Open An Account1APR= Annual Percentage Rate. APY=Annual Percentage Yield.
2Regular and Special minimum balance to earn dividends is $100. Rates may change after the account is opened. Fees: Refer to Fee Schedule. Limitations: Refer to Terms & Conditions
